What to do when credit unions charge illegal overdraft fees

Published: 

March 4, 2026

Are you having trouble with the overdraft fees charged by credit unions? Recently, several credit unions have been found to charge illegal overdraft fees and there has been considerable investigation into their practices. If you have been affected by this, then you could be eligible to join a class action lawsuit against your credit union.

Many allegations of illegal overdraft fees

Recently, there have been many allegations that credit unions are charging overdraft fees that exorbitantly – and illegally – high. They may be engaging in overdraft practices that several major banks have been sued for. These banks lost class action suits brought against them and were forced to pay millions in compensation to their customers. If your credit union has been engaging in these practices, then you stand a very good chance of joining a successful class action suit against them. Because of the precedent set by the suits against major banks, unhappy credit union clients stand a good chance of winning their claims.

What to do if you have a case against a credit union

So if you believe you have been unfairly charged by your credit union, the first thing to do is consult an overdraft lawyer and find out if you have a case, how much you stand to gain and if there is an existing class action that you can join. If you live in Miami or surrounding areas, contact Shamis & Gentile P.A., a company of overdraft attorneys who can help you get compensation for your illegal overdraft fees.

Contributors
Full name
Job title, Company name
Full name
Job title, Company name
Full name
Job title, Company name
Don’t Miss the Cases That Matter
Get free alerts about active cases, cash you can claim in lawsuits, data breaches, hidden fees, and other investigations that could affect you.

Join thousands of others to receive updates today.
Email Address
We respect your privacy and keep all information confidential.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Client Reviews and Testimonials

I absolutely love Shamis & Gentile! The attorneys' attentiveness is remarkable, making me feel valued as a client. Their expertise and clear communication set them apart. The pay close attention to detail and ensure they follow up with clients. I highly recommend Shamis & Gentile for anyone in need of outstanding legal representation.

Monica De Armas

Andrew was extremely personable, timely with responding and keeping me abreast with the status of my case. I would highly recommend this firm. I was pleased with the outcome of my case and I have to say if ever I need an Attorney I will definitely call them AGAIN! Thank you very much!

Lynesa Sweeting

Amazing staff! Courteous, professional, knowledgeable and always there for whatever you may need. I couldn't ask for better service. Thank you, thank you Shamis & Gentile, for working for me and thank you for caring for me as a person and not just a number. That's something that is hard to find nowadays!

Tiffany Finch-Wedding

Amazing staff! Courteous, professional, knowledgeable and always there for whatever you may need. I couldn't ask for better service. Thank you, thank you Shamis & Gentile, for working for me and thank you for caring for me as a person and not just a number. That's something that is hard to find nowadays!

Tiffany Finch-Wedding

Amazing staff! Courteous, professional, knowledgeable and always there for whatever you may need. I couldn't ask for better service. Thank you, thank you Shamis & Gentile, for working for me and thank you for caring for me as a person and not just a number. That's something that is hard to find nowadays!

Tiffany Finch-Wedding

Amazing staff! Courteous, professional, knowledgeable and always there for whatever you may need. I couldn't ask for better service. Thank you, thank you Shamis & Gentile, for working for me and thank you for caring for me as a person and not just a number. That's something that is hard to find nowadays!

Tiffany Finch-Wedding

Amazing staff! Courteous, professional, knowledgeable and always there for whatever you may need. I couldn't ask for better service. Thank you, thank you Shamis & Gentile, for working for me and thank you for caring for me as a person and not just a number. That's something that is hard to find nowadays!

Tiffany Finch-Wedding

Amazing staff! Courteous, professional, knowledgeable and always there for whatever you may need. I couldn't ask for better service. Thank you, thank you Shamis & Gentile, for working for me and thank you for caring for me as a person and not just a number. That's something that is hard to find nowadays!

Tiffany Finch-Wedding

Wonderful experience from beginning to end. My attorney was always keeping me up to date. I never had to chase for status. Great team. I highly recommend them.

Kelly Fulton

Amazing staff! Courteous, professional, knowledgeable and always there for whatever you may need. I couldn't ask for better service. Thank you, thank you Shamis & Gentile, for working for me and thank you for caring for me as a person and not just a number. That's something that is hard to find nowadays!

Tiffany Finch-Wedeking

I absolutely love Shamis & Gentile! The attorneys' attentiveness is remarkable, making me feel valued as a client. Their expertise and clear communication set them apart. The pay close attention to detail and ensure they follow-up with clients. I highly recommend Shamis & Gentile for anyone in need of outstanding legal representation.

Monica De Armas

what a great firm! Always available for any questions/concerns I had. Were very honest with me and always kept me in the loop. Highly recommend!

Daniel Mendoza

Andrew was extremely personable, timely with responding and keeping me abreast with the status of my case. I would highly recommend this firm. I was pleased with the outcome of my case and I have to say if ever I need an Attorney I will definitely call them AGAIN! Thank you very much!

Lynesa Sweeting

This Firm is amazing. It didn’t take that long to investigate and settle my claim. They got me a settlement for more than I expected. Awesome job everyone.

Tish Nelson

Great experience with the Shamis and Gentile team. Andrew always kept me informed on what was happening with my case and also gave me real expectations on what I could expect as an outcome, which he met! 10/10 would recommend to friends and family.

Manuel Fente

It was a pleasure working with Andrew and his work team! Not only a great attorney but a remarkable person to have on your side through your legal ordeal. I DEFINITELY RECOMMEND SHAMIS & GENTILE, PA!!!

Maggie F.

Really terrific law firm!!! I have worked with Shamis & Gentile on a number of cases, and have always felt connected to my attorneys no matter how many clients they may have. Excellent client services, great communication, and successful results! With Andrew Shamis’s representation, I have received thousands!

Daniel Getz

Shamis & Gentile Attorneys are the best in the area! I have worked with them for quite some time, and they have always settled my cases quickly and efficiently. I wouldn’t recommend anyone go elsewhere. Thank you Shamis & Gentile!!

Breanna B.

I had an above excellent relationship with them. They were very professional. Very responsive and took the time to inform me every step of the way.

Jason G.